How to Prevent Carbon Monoxide Poisoning in Your Home

Tuesday, September 3rd, 2024
CHRISTINA STEVENSON

With fall and winter approaching, it’s a good time to have your home’s heating systems professionally inspected and serviced, according to the Consumer Product Safety Commission. A trained technician can check chimneys, central heat, gas heaters, heat pumps, electric heaters, and more to make sure the systems are working properly and not producing deadly carbon monoxide (CO). They can also install electrical or battery-operated CO detectors throughout the house to ensure the personal safety of all occupants.

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You may think you don’t need a first-time homebuyer’s certificate, but it’s a good idea to take a few hours to obtain one. A certificate shows you’ve completed educational requirements to prepare you mentally and financially to buy a home. Plus, completion of a course may make you eligible for some first-time homebuyer assistance or income qualified programs such as grants, down payment assistance, and zero interest loans.

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Improve Your Debt-to-Credit Ratio

Tuesday, May 14th, 2024
CHRISTINA STEVENSON

Among the criteria that lenders use to determine your eligibility for a mortgage loan is your debt-to-credit (DTC) ratio. According to Equifax, one of three major credit reporting entities used by lenders, landlords, credit card companies, employers, and others, debt-to-credit is the amount you owe across all revolving accounts compared to the amount of revolving credit available to you. This is one component that comprises 30% of your total credit score, and it includes your payment history, how many credit accounts you’ve got and what types of credit they are.

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Unmarried? Buy Property as Joint Tenants

Wednesday, April 17th, 2024
CHRISTINA STEVENSON

For those who aren’t married, the housing market doesn’t have to pass you by: you and your significant other, best friend, family member, or business partner can purchase a home together as joint owners. Simply decide how you want to buy, use and, eventually, sell the property to determine what form of ownership goes onto the deed—as tenants in common, or as joint tenants with the right of survivorship.   

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Yes, Winter is a Great Time to Sell Your Home

Tuesday, November 21st, 2023
CHRISTINA STEVENSON

Cold weather won’t deter a motivated homebuyer. Corporate relocations often take place before the new year and those employees want to find a home now. Buyers want to get their children enrolled in school before the second semester begins. Homebuyers may feel they have a better chance of finding a home while their competitors nest at home until the snow melts. 

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